DGfrugal journal 2020

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Dgflorida
Posts: 4357
Joined: Wed Oct 07, 2015 8:10 pm

Re: DGfrugal journal 2020

Post by Dgflorida »

Monday am

Yesterday's heat was brutal, but I still got a lot done, comparatively. I was ready for bed early. Hubs said I was on the go all day.

This week I need to do a ac drain line cleaning and change the filter. Because of the likely attic dust, I didn't want to open up the attic to do a drain line cleaning until a week after the eye shot when it is likely healed. Meanwhile, I bumped the ac to 84F and we both seem fine with it. Hubs is on his pain medication "holiday" and not moving much. Just sitting in his chair with his fan. He seems a bit weak.

I cooked up 2 meals worth of chicken leg quarters yesterday afternoon, stripped the meat and threw the bones into the trash for pickup today. Used the microwave for cooking, then took it outside. Stripped the meat while sitting on the porch. This pretty much finished the bag, so I threw it away as well. This is the season of flies and getting rid of food stuff quickly is important. As we move into global warming, the insect population will dominate. History repeats. During the Jurassic period which was very hot, insects and reptiles grew numerous and large. Mammals shrank in size. Humans, as a specie, do poorly in high heat environments.

July is coming. Here, July is the start of fall seed planning. August is the major seed planting time. I dug a couple of more holes yesterday along the south fence line. I couldn't dig deeply because of tree roots, but I got a nice set of depressions. I have more moon flowers popping up and I transplanted them to big pots yesterday. Along with some passion vine starts, I will plant them along the fence after they root well. I also have some volunteer tomatoes to plant and take care of until fall season starts. The garden is always a busy place. I continue to plant volunteer flowers around the old oak stump on the sw corner of the house. They are doing surprisingly well there. The vinca flowers are doing well along the driveway despite the poor soil and brutal sun. I expect they will fill in well and become a very attractive feature by the fall. Taking a break. Be back soon.

Dgflorida
Posts: 4357
Joined: Wed Oct 07, 2015 8:10 pm

Re: DGfrugal journal 2020

Post by Dgflorida »

Tuesday am

I plan to visit the local Bass Pro this morning, but I need to be back here for a phone meeting with our financial "advisor". Obviously, they are just going through their client list to see if anyone wants to buy anything. No buy, no commission. But hubs and I agree that there is nothing to buy at this moment. The experts are saying there will be a severe downturn in July when businesses face their deferred costs come due. And unemployment benefits run out for many. And rent and mortgage grace periods end. July is also the month when cities and states start looking at their budgets. Most if not all states get their big taxes starting in October. And there will be a lot less this year with so many businesses not showing a profit or no longer existing. They are raising homeowner fees already. A 30% jump in waste treatment fee. This is how they get around caps on homeowner property taxes. They create fees and then bump them up each year to compensate for the caps.

This year, we are not required to take minimum distributions. That means I can move more money from the traditional IRA to the Roth IRA. Yes, it is a tax hit, but it keeps the money in a deferred account safe from lawsuits. I also may put more money into annuities since I consider the insurance companies a safer bet than the stock market and annuities defer taxes. Our goal is to keep our tax hit lower and that means we must keep our income lower. These lower tax rates won't last forever. In fact, when the government finally comes to its senses, if it does, it will realize that it is running on fumes.

Dgflorida
Posts: 4357
Joined: Wed Oct 07, 2015 8:10 pm

Re: DGfrugal journal 2020

Post by Dgflorida »

Wednesday am

The DIY rain barrel combo was a bit more pricey. Still saving a lot of money if it works. I won't work on it today. I already have a long list of things to do. I may head down to big Walmart for the salt. Then stop at Save a lot and see if they have discount meat. Water, transplant, regular house things and finish putting up the curtain rod. After the lawn people come, I have a lot of scrub trees to pull to the front for pickup tomorrow morning. Given the heat, that is probably all I will get done outside or on a ladder. May change the ac filter. On the list for this week. Energy levels good. Hope they don't fade.

Dgflorida
Posts: 4357
Joined: Wed Oct 07, 2015 8:10 pm

Re: DGfrugal journal 2020

Post by Dgflorida »

Thursday am

Reviewed my goals for the week. Looks like I am doing pretty good on them. Hope no negative surprises.

The frequency of the ac is enough to keep the humidity down nicely. That is always good. The comfort level is better when the humidity is down. Hubs is halfway through his week without pain medication. He is doing ok, but not super. He asked for sausage and sauerkraut with beer for dinner on Saturday, his last night without medication.

Garden like every day watering. Flowers are blooming nicely. Butterflies are fluttering all around. I am happy. I am so glad I am not a "Karen". A recent text from the CDC acknowledged that their tests can not distinguish between someone with the Covid or the common cold. Get a cold, go to Covid prison. The CDC revelation does not support Karens or their fear. It is not virtuous. But it's not my problem. I wear my mask and also large sunglasses which decreases the vulnerable membranes of my face when in public. As Mark Twain said, it is easier to fool a person than convince a person they were fooled.

I am starting to look for seeds for fall planting. I am interested in some different varieties of peppers and maybe tomatoes. Expand my selection of greens.

Hubs has given me some old clothes to re-purpose. I have some ideas, but right now, I am just cutting them up into potential uses.

Dgflorida
Posts: 4357
Joined: Wed Oct 07, 2015 8:10 pm

Re: DGfrugal journal 2020

Post by Dgflorida »

Friday am

The week is nearly over. All and all, a good week. Back was bothering me a little after I toted those 40 pound salt bags and dumped them. Back is better. I just need to be more careful. Since I am not moving a lot of pavers and concrete blocks right now due to the heat, back is weak.

Morning storms possible. That would be fine. I got everything at Home Depot that I intended and got back before the first growl from the clouds clinging to the western horizon. Bought 10 rafter hangers and 10 pvc pipes(10% discount on 10). Ready to build. Love building things.

I have the last pint of frozen homemade beans thawing on the counter. The 5 lb. roll of ground beef is thawed enough to make Mexican ground beef tonight. Pick a lot of poblano peppers for it. No ripe tomatoes at the moment, so I will open a can of them. Otherwise, the rest of the vegetables from the garden. Plan on crock pot of beans early next week. Hubs wants sausage and sauerkraut for July 4th with beer. Sunday, maybe hamburgers. Keep it simple, so I can spend more time in the garden.

Dgflorida
Posts: 4357
Joined: Wed Oct 07, 2015 8:10 pm

Re: DGfrugal journal 2020

Post by Dgflorida »

Saturday am

Currently working on second breakfast, ground beef and okra. After that, start watering. I think I will create my next soil enriched garden spot down along the south fence. I dug the holes a few days ago and then got involved in other projects. See how I feel and what the weather says.

The ac is running very infrequently now. The summer temperatures are now back to normal at 92F for a high instead of 98F. At a house temperature of 84F and good insulation, very little ac work. A delta of less than 10 degrees. So far, the house humidity has remained reasonable. It is good. Also no tropical storm activity. I am looking forward to saving money on my electric bill this month. Saving money is frugal.

The plan to reuse old elastic bands from hub's old underwear looks like it will work. The elastic is no longer any good, but the bands are still strong. Hung on nails or hooks, they are now holding my 10 foot long pvc poles at a convenient height. One old band wrapped around a block is putting pressure on a misshapen landscape timber. I am already beginning to see the weight straightening it out. The bowed timber was almost "free" since it could not be sold. Waste not. Want not.

I plan to make a couple of rain chains. I have looked at how the cup ones are constructed and I have set aside the used base units from the solid air fresheners I like. They look perfect and yet, I feel as if I am missing something about the water flow dynamics. Letting it sit in the back of my mind until that "moment" when it becomes clear. I am also working on a drainage scheme for the area behind the porch. The commercially available drainage systems are too large for the area. Thinking on that. I love thinking.

Hubs thinks that the BLM movement peaked too soon. His undergraduate degree with in psychology/sociology, so I respect his opinion. The movement is losing steam and is having to resort to more and more extreme techniques to get attention, like attacking FB gardening groups. Much like a child who has to resort to bigger and bigger tantrums to get attention. Interesting. Hubs has downloaded a free sample from a book called the Suicide of Western culture. The author was a guest on Dan Crenshaw's podcasts which hubs follows. Hubs says it is interesting, but nothing new. Socialism doesn't work and never has. Pointing to the Scandinavian countries as an example shows how little people know about economics or those countries.

Apparently, someone's girlfriend caught a cold or Covid. Tests can't tell the difference according to the CDC. It is the big news according to the media. Meanwhile I am planning to start growing bromeliads in my palm trees. That should be really interesting and it will free up some of my ground gardens. The idea is to use old panty hose to tie them to the trees. Since I don't dance anymore, I have plenty of hose. Waste not. Want not. A gardener in Maryland has become interested in them after seeing my photos of them in the square foot garden FB group request for anything red day to counter the BLM attack on that garden group. She and I had a nice, non political discussion about bromeliads. It was refreshing.

Unfortunately, politics is starting to happen around me. August Primary. Part of the reason I am avoiding a certain neighbor. Don't want to talk politics with him. He is happy with his opinion and unhappy when I don't agree with him which is frequently. No reason to make waves. Trying to select my candidates for the upcoming primaries in August. A neighbor lady in the community counts on my political advice, so I need to get it right. Waiting on the mail in ballot to show up to start the investigation.

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