Printable Monthly Budget Worksheet

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Monthly Budget Worksheet

Use this printable monthly budget worksheet to create a budget that matches your lifestyle and your goals. It includes lots of things that other budget worksheets leave off – stuff like streaming services, pet care and gifts. And it even has extra space for you to enter additional expenses.

Just input your monthly income and expenses, and the worksheet will automatically crunch the numbers as you go. Want to see how certain changes would impact your budget? Go back and tweak the numbers as many times as you’d like, and the total will continue to update.

If there’s an expense listed that doesn’t pertain to you, just enter a zero in the field next to it.

Don’t include homeowner’s insurance or property tax, if they’re included in your mortgage payment. Also leave off health, life, dental, vision and disability insurance, if they’re automatically deducted from your pay. You want your budget to reflect your true out of pocket costs for the month.

To budget for expenses that you only pay once a year, just divide those costs by 12 to arrive at their monthly cost to you.

Since we’re all about side hustles, saving and paying off debt around here, you’ll also see that this budget worksheet has room to enter multiple income streams, and to plan how much you’re going to save and pay off this month. Make those things a part of your budget, and you’re much more likely to follow through with them.

Printable Monthly Budget Worksheet

Once you’re happy with your budget, print it out, or save it to a device. If you save it, you’ll be able to tweak it throughout the month, if you need to.

Print Monthly Budget Worksheet

Many web browsers have their own built-in PDF viewers, but they tend to be buggy. If you’re having trouble printing or editing one of our printables, click here for help.

Need More Help With Budgeting and Bill Pay?

Be sure to check out these other free printables.

Printable Monthly Financial Snapshot

Monthly Financial Snapshot

Printable Bill Pay Checklist

Bill Pay Checklist

Auto Bill Pay Tracker Printable

Auto Bill Pay Tracker

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  1. I get paid twice a month, any way to make this budget worksheet work with that form of income? It’s the same number, just twice a month. I also have expenses that I try to pay out of the first check and then expenses that come out of the second one.

    1. Yep, it sounds like what might work best for you is to actually create two budgets: one for the first half of the month and one for the second half of the month. If you want to use this budget worksheet to do that, just enter the amount of your bi-weekly check under the income section, and only list the expenses that you want to pay out of that check. It’ll still crunch the numbers for you.

          1. I just want to thank you for sharing your information planning on using budget sheets and meal planners.



    1. Hey Alli,

      In order for the budget worksheet to crunch the numbers for you, you need to open it in Adobe Acrobat Reader. If you open it in Chrome, or another browser, it won’t have all its built-in functionality. Acrobat is available as a free download, if you don’t have it, or don’t have the latest version. It used to be the default pdf reader on most computers, but then browsers started building their own pdf readers, and making those the default.

      I highly recommend resetting your default to Acrobat Reader. It’ll make our printables work better, as well as any other pdf that you open. Hope this helps.

  2. I just discovered your website. Love it! Thank you for the info on Adobe in another reader’s comment. I downloaded it, because like you mentioned, my computer no longer has it. I missed it and wondered where it went! So, thank you. I couldn’t get the budget printable to open up, and now it does. I tried to sign up for your website and got an error message : ( If you would add me, please! Thanks!

  3. I came here to print a craft show pack list, and am enjoying looking through your many printables! Thank you for these! One question–how do you separate food / non foods for your budget, when most of these end up mixed on my walmart receipt?!

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