Need to figure out where your money is going, so you can start to make better financial decisions? Use this free monthly spending worksheet to track your spending over the next month, and you’ll soon have the answer.
Just save your receipts throughout the week. Then, carve out a few minutes over the weekend to review your purchases and divide them into categories – groceries, household, vehicles, personal care, entertainment and other.
If you pay for purchases with your phone, or order things online, be sure to log into your bank and/or credit card accounts to review your account statements. This will remind you of any purchases that you may not have a physical receipt for.
Once you’ve reviewed all your purchases, total your spending in each category, and input the totals in the “Week 1” column of the worksheet. Repeat the process for the remaining weeks of the month, and you’ll soon have a clear picture of how you’re spending your money.
Printable Monthly Spending Worksheet
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See areas where you’re spending too much? Don’t beat yourself up about it. Now that you’ve identified the problem, you can work to fix it.
Here’s a free budget worksheet that you can use to get your spending back on track.